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Hey it’s Jena. Zach and I are thirty something full time RVers and on a fixed income (who isn’t) as we travel across the U.S. we had to set an RV lifestyle budget. We do have plans to work to build our income through these mobile income ideas. Until we are able to increase our income on the road we have set out a pretty strict monthly budget at $2,500.

Normal Living & RV Living Expenses

This includes all of the normal living expenses; cell phone and mobile data, pet expenses, groceries and eating out, entertainment, truck payment and insurance. Then we also have the RV life expenses; RV supplies/maintenance costs, gasoline, RV park costs and propane.

We have also included a flex spending amount for items that may come up during out travels that we are unaware of. Entrance to National parks, extra activities beyond our entertainment budget, RV repair needs and so on.

Original Full Time RV Budget

Expense Monthly Budget
Truck Payment  $           200.00
Camper Payment  $           230.00
Vehicle Insurance  $           100.00
Camp Spots  $           500.00
Gasoline  $           250.00
Animals  $           200.00
Supplies  $             80.00
Entertainment  $           130.00
Eating Out  $             90.00
Groceries  $           300.00
Cell Phone  $           180.00
Propane  $             30.00
Flex Spending  $           210.00
 $        2,500.00

Current Full Time RV Budget

Expense Monthly Budget
Gym Membership  $           22.00
Camper Payment  $           230.00
Vehicle Insurance  $           100.00
Camp Spots  $           500.00
Gasoline  $           250.00
Animals  $           200.00
Supplies  $             80.00
Entertainment  $           130.00
Eating Out  $             240.00
Groceries  $           300.00
Cell Phone  $           180.00
Propane  $             30.00
Flex Spending  $           210.00
 $        2,517.00
Jena Having a Cupcake at Magnolia in Waco, TX.

Cupcakes at Magnolia Bakery in Waco go in the entertainment budget.

Budget Breakdown

Vehicle Payments

Unfortunately we do have a fifth wheel payment. We thought about taking the proceeds from the sale of our house and buying this outright rather than financing it. It is still something we might do, but for now we are comfortable with our budget and don’t want to touch the money we saved through owning our home.

Camp Spots

We only want to spend max $500/month on RV camping spots. Ideally we want to spend a month at a wack in most of our destinations and will pay the monthly rate, which can be under $300/month. There will be times when we are moving from destination to destination that we may have to pay $45 or more just for one night. We will also do some boondocking along the way, so we image it will average out to be about $500/month.

Animals

$200 per month might seem like a lot for an animal budget, but we have two dogs and a rabbit on board. Our shih tzus go to the groomer every seven months. This is the majority of the cost. The rest is food.

Entertainment

We are transitioning from our very expensive hobby of wakesurfing (costs us about $600/month). Yeah, yikes. We sold our surf boat because 1) our budget won’t allow for that and 2) we don’t want to haul our boat around with us. We will get a new boat if we decided we want to live some place warmer than Montana.

For our new entertainment we are thinking of visiting National Parks, pro sporting games, going to the movies or getting massages. These are things that we like to do. If you don’t do those things, you don’t need to budget for them.

Groceries & Eating Out

We love eating out. We originally set this at $90/month. However, we decided that eating out is important to us and increased this budget to $200/month.  We plan to do one sit down restaurant once per week and each spend just $15. We will eat fast food four times per week and spend no more than $40. This may end up being less, but we are allowing for room to spend. As far as groceries go, we are pretty simple so we can keep to the $300/month grocery budget pretty easily. Our first month we doubled this. We are not changing this budget we are just going to do better.

Flex Spending

There are going to be things that come up along the road trip so we built in a little extra just in case money.

All in all, I think that other RVers could live full time for even less. If we didn’t have pets and owned our truck and camper out right we could full time RV for under $2,000 per month.

What’s your budget?

We’d love to hear about your budget, whether it is full time RVing or stationary living. Leave us a comment below!

We are travelling with our kayaks. Free entertainment!